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Comprehensive Local Motorcycle Insurance Guide

Arkansas Motorcycle Insurance

Motorcycle Registrations in AR

^ There are 76,085 registered motorcycles in Arkansas, the 33rd highest number in the nation. [1]

Motorcycle Insurance in AR by City

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Motorcycle Insurance Providers in Arkansas

AR Motorcycle Insurance

AR Motorcycle Insurance in Arkansas

Motorcycle Insurance Coverage Requirements in Arkansas

  • Minimum Liability Limits in AR: 25/50/25 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident

  • Insurer Verification of Insurance in AR [2]
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Arkansas Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Arkansas

Mandatory motorcycle insurance coverage for riders in the state of Arkansas.

  • Motorcycle Insurance Requirements in AR [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Motorcycle Helmet Laws in Arkansas

    • Motorcycle helmets required for 20 and younger. [3]

Motorcycle Insurance Laws & Regulations in Arkansas

Motorcycle License Regulations in Arkansas [4]

Detailed information about Arkansas laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Regulations in Arkansas
  • Motorcycle License Laws in AR
    • Licenses are required for motorcycles: Minimum age is 16.
    • Certificate is issued by state police. Title and registration are required. Written and road tests are required.
    • Ages 14 and older may use motor-driven cycle (engine between 50 cc and 250 cc) or motor-driven bicycle (engine up to 50 cc).
    • Ages 10 and older may use a motorized bicycle but only on private property and within a municipality with a population of ten thousand (10,000) or more.

Motorcycle Equipment Laws in Arkansas [4]

Various regulations and laws in Arkansas regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in AR
    • Safety helmet is required for riders under 21.
    • Goggles or face shield is required.
    • Passenger seat and footrests are required if carrying a passenger.
    • Every motorcycle shall have either 1 or 2 headlights; a red rear light; electrical turn signals; and at least 1 reflector.
    • Driver is required to display lighted lamps at all times though, between sunrise and sunset, may operate either a continuous or pulsating beam.

Rider & Driver Facts in Arkansas

Rider & Driver Facts in Arkansas

Arkansas Motorcycle Registrations

  • Registered Riders in AR [1]
    • In 2012, Arkansas totaled 76,085 motorcycles registrations.
    • This number ranks 33rd in the United States by state (including Washington, D.C.).
    • Note: AR ranked 31st in the nation in total auto registrations (all vehicle types) in 2011.

Arkansas Highway Facts

  • Speed Limits in AR [3]
    • Rural interstates: 70 mph (Trucks: 65 mph)
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in AR [5]
    • Arkansas ranked 30th in the U.S. in 2011 in total motor fuel consumption.

Arkansas Accident Reporting Regulations

  • Accident Reporting in AR [4]
    • Crashes involving death or injury are required to be reported immediately.
    • Crashes involving property damage exceeding $1000 are required to be reported within 30 days.

Additional information about Arkansas

About Arkansas

Arkansas as a whole has an approximate population of 2,915,918, which ranks 32nd in the nation. [6]

AR Motorcycle Insurance

AR Motorcycle Insurance

To learn more about Motorcycle Insurance in Arkansas, or for additional resources related to Arkansas Motorcycle Insurance, visit the Arkansas Department of Insurance.

Did you know?

Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.

Arkansas Cities


1. ^ Federal Highway Administration

2. ^ Property Casualty Insurers Association of America (PCIAA)

3. ^ Insurance Institute for Highway Safety (IIHS)

4. ^ AAA Digest of Motor Laws and/or Arkansas DOT

5. ^ U.S. Department of Transportation

6. ^ United States Census Bureau (2010)