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Comprehensive Local Motorcycle Insurance Guide

Washington Motorcycle Insurance

Motorcycle Registrations in WA

^ There are 217,301 registered motorcycles in Washington, the 13th highest number in the nation. [1]

Motorcycle Insurance in WA by City

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Motorcycle Insurance Providers in Washington

WA Motorcycle Insurance

WA Motorcycle Insurance in Washington

Motorcycle Insurance Coverage Requirements in Washington

  • Minimum Liability Limits in WA: 25/50/10 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in WA [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Washington Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Washington

Mandatory motorcycle insurance coverage for riders in the state of Washington.

  • Motorcycle Insurance Requirements in WA [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Washington

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Washington

Motorcycle License Regulations in Washington [4]

Detailed information about Washington laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Regulations in Washington
  • Motorcycle License Laws in WA
    • No person may drive a motorcycle or motor-driven cycle unless such person has a valid driver's license specially endorsed by the DOL to authorize the holder to drive such vehicles.
    • A person holding a valid driver's license who wishes to learn to ride a motorcycle may apply for a motorcycle instruction permit. The DOL will issue an instruction permit after the applicant has passed all parts of the motorcycle examination other than the driving test.
    • A person holding a motorcycle instruction permit may drive a motorcycle on the public highways if the person has immediate possession of the permit and a driver's license. A permit holder may not carry passengers and may not operate a motorcycle during hours of darkness. A motorcycle instruction permit is valid for 90 days.
    • The DOL may waive all or part of the motorcycle endorsement examination for persons who satisfactorily complete the voluntary motorcycle operator training and education program.

Motorcycle Equipment Laws in Washington [4]

Various regulations and laws in Washington regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in WA
    • Any person riding or operating a motorcycle, motor-driven cycle, or moped must wear an approved helmet.
    • For any person to operate a motorcycle, moped, or motor-driven cycle which does not have a windshield unless wearing glasses, goggles, or a face shield of a type conforming to rules adopted by the state patrol.
    • A person operating a motorcycle must ride only upon the permanent and regular seat, and the operator must not carry any other person nor may any other person ride on a motorcycle unless the motorcycle is designed to carry more than 1 person. The motorcycle must contain foot pegs for each person the motorcycle is designed to carry.
    • Every motorcycle and motor-driven cycle must have its headlamps and tail-lamps lighted whenever the vehicle is in motion on a highway.
    • Every motorcycle and motor-driven cycle must be equipped with a license plate lamp, a rear red reflector, and a stop lamp.

Rider & Driver Facts in Washington

Rider & Driver Facts in Washington

Washington Motorcycle Registrations

  • Registered Riders in WA [1]
    • In 2012, Washington totaled 217,301 motorcycles registrations.
    • This number ranks 13th in the United States by state (including Washington, D.C.).
    • Note: WA ranked 14th in the nation in total auto registrations (all vehicle types) in 2011.

Washington Highway Facts

  • Speed Limits in WA [3]
    • Rural interstates: 70 mph (Trucks: 60 mph)
    • Urban interstates: 60 mph
    • Other roads: 60 mph
  • Consumption of Motor Fuel in WA [5]
    • Washington ranked 19th in the U.S. in 2011 in total motor fuel consumption.

Washington Accident Reporting Regulations

  • Accident Reporting in WA [4]
    • Crashes are required to be reported in cases of death, injury, or when property damage exceeds $700.
    • The deadline to file a report is 4 days.

Additional information about Washington

About Washington

Washington as a whole has an approximate population of 6,724,540, which ranks 13th in the nation. [6]

WA Motorcycle Insurance

WA Motorcycle Insurance

To learn more about Motorcycle Insurance in Washington, or for additional resources related to Washington Motorcycle Insurance, visit the Washington Department of Insurance.

Did you know?

In some states with harsh winters, riders can opt for insurance coverage that is suspended during winter.

Washington Cities


1. ^ Federal Highway Administration

2. ^ Property Casualty Insurers Association of America (PCIAA)

3. ^ Insurance Institute for Highway Safety (IIHS)

4. ^ AAA Digest of Motor Laws and/or Washington DOT

5. ^ U.S. Department of Transportation

6. ^ United States Census Bureau (2010)