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Comprehensive Local Motorcycle Insurance Guide

Flat Rock Motorcycle Insurance

Motorcycle Licenses in Flat Rock

^ To drive a motorcycle, a person shall have a full provisional license with a motorcycle learner's [Read More]

Affordable Motorcycle Insurance in Flat Rock, NC

^ Click here to compare Flat Rock Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Flat Rock

^ The operator and all passengers of a motorcycle or moped must wear a protective helmet. [Read More]

Motorcycle Insurance Providers in Flat Rock, NC

Flat Rock, NC Motorcycle Insurance

Flat Rock, NC Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Flat Rock


  • Minimum Liability Limits in Flat Rock, NC: 30/60/25 [2]
    • 30  Required coverage up to $30,000 for one individual injured in an accident
    • 60  Required coverage up to $60,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident

  • Insurer Verification of Insurance in Flat Rock [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Flat Rock Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Flat Rock

Mandatory motorcycle insurance coverage for riders in the state of Flat Rock, NC.

  • Motorcycle Insurance Requirements in Flat Rock [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Note: Underinsured motorist coverage is mandatory in policies with uninsured motorist limits exceeding 30/60.

Motorcycle Helmet Laws in Flat Rock

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Flat Rock, NC

Motorcycle License Regulations in Flat Rock, NC [3]

Detailed information about Flat Rock laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Flat Rock
  • Motorcycle License Laws in Flat Rock
    • To drive a motorcycle, a person shall have a full provisional license with a motorcycle learner's permit, a regular driver's license with a motorcycle learner's permit, a full provisional license with a motorcycle endorsement, or a regular driver's license with a motorcycle endorsement.
    • To obtain a motorcycle endorsement, an applicant must pass a knowledge test concerning motorcycles, pay the fee, and either pass a road test or provide proof of successful completion of the North Carolina motorcycle safety education program basic rider course or experienced rider course, or any other approved course for this purpose.
    • An applicant must pass a vision test, road sign test, and written test to obtain a motorcycle learner's permit. A motorcycle learner's permit is valid for 12 months after it is issued, and may be renewed for one additional 6-month period.
    • Motorcycle Learner's Permit: A person who is 16 or 17 years old and has a full provisional license, or a person who is at least 18 years old and has a valid license, is eligible for a motorcycle learner's permit.

Motorcycle Equipment Laws in Flat Rock, NC [3]

Various regulations and laws in Flat Rock regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Flat Rock
    • The operator and all passengers of a motorcycle or moped must wear a protective helmet.
    • Eye protection is not required for riders in North Carolina.
    • Passenger footrest required if carrying a passenger.
    • Every motorcycle and motor-driven cycle shall be equipped with either 1 or 2 headlamps that shall be lighted at all times when the motorcycle is in operation. Lights must be on at all times.
    • Every motorcycle shall be equipped with a rearview mirror that provides a clear, undistorted, and unobstructed view of at least 200 feet to the rear.

Rider & Driver Facts in Flat Rock, NC

Rider & Driver Facts in Flat Rock, NC

Flat Rock Accident Reporting Regulations

  • Accident Reporting in Flat Rock [3]
    • Crashes are required to be immediately reported in cases of death or injury.
    • Crashes are required to be immediately reported when property damage exceeds $1,000.

Flat Rock Highway Facts

  • Speed Limits in Flat Rock [2]
    • Rural interstates: 70 mph
    • Urban interstates: 70 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in NC [4]
    • North Carolina ranked 9th in the U.S. in 2011 in total motor fuel consumption.

Flat Rock Motorcycle Registrations

  • Registered Riders in NC [5]
    • In 2012, North Carolina totaled 199,205 motorcycles registrations.
    • This number ranks 16th in the United States by state (including Washington, D.C.).
    • Note: NC ranked 12th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about North Carolina

About Flat Rock

The village of Flat Rock (North Carolina) has an approximate population of 3,114 and is located in Henderson County. [6]

NC Motorcycle Insurance

Flat Rock, NC Motorcycle Insurance

To learn more about about Motorcycle Insurance in Flat Rock, or for additional resources related to Flat Rock Motorcycle Insurance, visit the North Carolina Department of Insurance.

Did you know?

The type, style and age of the motorcycle you ride can affect how much you pay in motorcycle insurance premiums.

Additional Cities in NC

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or North Carolina DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)