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Comprehensive Local Motorcycle Insurance Guide

Mississippi Motorcycle Insurance

Motorcycle Registrations in MS

^ There are 28,264 registered motorcycles in Mississippi, the 50th highest number in the nation. [1]

Motorcycle Insurance in MS by City

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Motorcycle Insurance Providers in Mississippi

MS Motorcycle Insurance

MS Motorcycle Insurance in Mississippi

Motorcycle Insurance Coverage Requirements in Mississippi

  • Minimum Liability Limits in MS: 25/50/25 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident

  • Insurer Verification of Insurance in MS [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Mississippi Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Mississippi

Mandatory motorcycle insurance coverage for riders in the state of Mississippi.

  • Motorcycle Insurance Requirements in MS [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Mississippi

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Mississippi

Motorcycle License Regulations in Mississippi [4]

Detailed information about Mississippi laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Regulations in Mississippi
  • Motorcycle License Laws in MS
    • A restricted motorcycle license can be issued to any applicant who fulfills all the requirements necessary to obtain such a license. The license allows the person to operate a motorcycle and no other motor vehicle.
    • A motorcycle endorsement may be issued to any person who holds a valid Mississippi driver's license and meets the requirements for endorsement.

Motorcycle Equipment Laws in Mississippi [4]

Various regulations and laws in Mississippi regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in MS
    • All riders of a motorcycle or motor scooter are required to wear a crash helmet that is designed, inspected, and approved by the American Association of Motor Vehicle Administrators.
    • Eye protection is not required for riders in Mississippi.
    • Every motor vehicle shall at all times be equipped with a muffler in good working order and in constant operation to prevent excessive or unusual noise and annoying smoke.
    • No person shall use a muffler cutout, bypass or similar device upon a motor vehicle on a highway.
    • There is no passenger age restriction in Mississippi.

Rider & Driver Facts in Mississippi

Rider & Driver Facts in Mississippi

Mississippi Motorcycle Registrations

  • Registered Riders in MS [1]
    • In 2012, Mississippi totaled 28,264 motorcycles registrations.
    • This number ranks 50th in the United States by state (including Washington, D.C.).
    • Note: MS ranked 34th in the nation in total auto registrations (all vehicle types) in 2011.

Mississippi Highway Facts

  • Speed Limits in MS [3]
    • Rural interstates: 70 mph
    • Urban interstates: 70 mph
    • Other roads: 65 mph
  • Consumption of Motor Fuel in MS [5]
    • Mississippi ranked 29th in the U.S. in 2011 in total motor fuel consumption.

Mississippi Accident Reporting Regulations

  • Accident Reporting in MS [4]
    • Crashes are required to be reported in cases of death, injury, or when property damage exceeds $500.
    • The deadline to file a report is 10 days.

Additional information about Mississippi

About Mississippi

Mississippi as a whole has an approximate population of 2,967,297, which ranks 33rd in the nation. [6]

MS Motorcycle Insurance

MS Motorcycle Insurance

To learn more about Motorcycle Insurance in Mississippi, or for additional resources related to Mississippi Motorcycle Insurance, visit the Mississippi Department of Insurance.

Did you know?

In 2013, 88,000 motorcyclists were injured, down 5.4% from 93,000 in 2012 (Insurance Information Institute)

Mississippi Cities


1. ^ Federal Highway Administration

2. ^ Property Casualty Insurers Association of America (PCIAA)

3. ^ Insurance Institute for Highway Safety (IIHS)

4. ^ AAA Digest of Motor Laws and/or Mississippi DOT

5. ^ U.S. Department of Transportation

6. ^ United States Census Bureau (2010)