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Comprehensive Local Motorcycle Insurance Guide

Delaware Motorcycle Insurance

Motorcycle Registrations in DE

^ There are 30,730 registered motorcycles in Delaware, the 48th highest number in the nation. [1]

Motorcycle Insurance in DE by City

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Motorcycle Insurance Providers in Delaware

DE Motorcycle Insurance

DE Motorcycle Insurance in Delaware

Motorcycle Insurance Coverage Requirements in Delaware

  • Minimum Liability Limits in DE: 15/30/10 [2]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in DE [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Delaware Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Delaware

Mandatory motorcycle insurance coverage for riders in the state of Delaware.

  • Motorcycle Insurance Requirements in DE [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Motorcycle Helmet Laws in Delaware

    • Motorcycle helmets required for 18 and younger. [3]

Motorcycle Insurance Laws & Regulations in Delaware

Motorcycle License Regulations in Delaware [4]

Detailed information about Delaware laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Regulations in Delaware
  • Motorcycle License Laws in DE
    • No person shall operate a motorcycle without being properly licensed, having passed an examination testing the person's ability to operate such a vehicle safely, or without completing the Motorcycle Rider Education Program as implemented by the DOT.
    • Riders who take an endorsement skills test on a three-wheeled motorcycle will have a three-wheeled motorcycle restriction, in addition to the motorcycle endorsement, limiting their operation to three-wheeled motorcycles only.

Motorcycle Equipment Laws in Delaware [4]

Various regulations and laws in Delaware regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in DE
    • Every person under age 19 operating or riding on a motorcycle shall have a safety helmet and wear an eye protection approved by the DOT.
    • If the motorcycle is designed for passengers, it must be equipped with passenger footrests.
    • A person operating a motorcycle shall ride only on the permanent and regular seat.
    • Every motorcycle shall be equipped with at least 1 and not more than 2 headlamps.

Rider & Driver Facts in Delaware

Rider & Driver Facts in Delaware

Delaware Motorcycle Registrations

  • Registered Riders in DE [1]
    • In 2012, Delaware totaled 30,730 motorcycles registrations.
    • This number ranks 48th in the United States by state (including Washington, D.C.).
    • Note: DE ranked 45th in the nation in total auto registrations (all vehicle types) in 2011.

Delaware Highway Facts

  • Speed Limits in DE [3]
    • Rural interstates: 65 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in DE [5]
    • Delaware ranked 47th in the U.S. in 2011 in total motor fuel consumption.

Delaware Accident Reporting Regulations

  • Accident Reporting in DE [4]
    • Crashes are required to be immediately reported in cases of death or injury.
    • Crashes are required to be immediately reported when property damage exceeds $500.

Additional information about Delaware

About Delaware

Delaware as a whole has an approximate population of 897,934, which ranks 47th in the nation. [6]

DE Motorcycle Insurance

DE Motorcycle Insurance

To learn more about Motorcycle Insurance in Delaware, or for additional resources related to Delaware Motorcycle Insurance, visit the Delaware Department of Insurance.

Did you know?

In 2013, 88,000 motorcyclists were injured, down 5.4% from 93,000 in 2012 (Insurance Information Institute)

Delaware Cities


1. ^ Federal Highway Administration

2. ^ Property Casualty Insurers Association of America (PCIAA)

3. ^ Insurance Institute for Highway Safety (IIHS)

4. ^ AAA Digest of Motor Laws and/or Delaware DOT

5. ^ U.S. Department of Transportation

6. ^ United States Census Bureau (2010)