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Comprehensive Local Motorcycle Insurance Guide

Connecticut Motorcycle Insurance

Motorcycle Registrations in CT

^ There are 83,332 registered motorcycles in Connecticut, the 30th highest number in the nation. [1]

Motorcycle Insurance in CT by City

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Motorcycle Insurance Providers in Connecticut

CT Motorcycle Insurance

CT Motorcycle Insurance in Connecticut

Motorcycle Insurance Coverage Requirements in Connecticut

  • Minimum Liability Limits in CT: 20/40/10 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in CT [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Connecticut Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Connecticut

Mandatory motorcycle insurance coverage for riders in the state of Connecticut.

  • Motorcycle Insurance Requirements in CT [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Connecticut

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Connecticut

Motorcycle License Regulations in Connecticut [4]

Detailed information about Connecticut laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Regulations in Connecticut
  • Motorcycle License Laws in CT
    • Applicants are eligible for a learner's permit at age 16, after passing a vision test and written test.
    • Applicants for motorcycle licenses between the ages of 16 and 18 must have the notarized consent of a parent, guardian, or spouse, proof that they have completed a novice motorcycle training course.
    • All applicants who want to obtain a motorcycle endorsement also must satisfactorily complete a novice motorcycle training course.
    • All applicants who have not had a Connecticut driver's license in the previous 2 years must pass a vision test, written test, and an on-the-road examination.

Motorcycle Equipment Laws in Connecticut [4]

Various regulations and laws in Connecticut regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in CT
    • All motorcycle operators must wear a protective helmet if they are in their 1st year of licensure, holding learner's or instructor's permits, or under age 18. Passengers under age 18 are required to wear a protective helmet.
    • All motorcycle operators must either have a safety shield installed on the motorcycle, a helmet shield, or wear safety goggles.
    • A person operating a motorcycle shall not carry another person unless the motorcycle has a seat designed for 2 persons or there is a second seat firmly attached to the rear or side of the operator's seat.
    • Every motorcycle must have at least 1 tail lamp and 1 rear stop lamp; Every motorcycle must have at least 1 red rear reflector.
    • Every motorcycle must have either 1 or 2 headlamps.

Rider & Driver Facts in Connecticut

Rider & Driver Facts in Connecticut

Connecticut Motorcycle Registrations

  • Registered Riders in CT [1]
    • In 2012, Connecticut totaled 83,332 motorcycles registrations.
    • This number ranks 30th in the United States by state (including Washington, D.C.).
    • Note: CT ranked 30th in the nation in total auto registrations (all vehicle types) in 2011.

Connecticut Highway Facts

  • Speed Limits in CT [3]
    • Rural interstates: 65 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in CT [5]
    • Connecticut ranked 33rd in the U.S. in 2011 in total motor fuel consumption.

Connecticut Accident Reporting Regulations

  • Accident Reporting in CT [4]
    • Crashes are required to be reported when property damage exceeds $1000.
    • The deadline to file a report is 5 days.

Additional information about Connecticut

About Connecticut

Connecticut as a whole has an approximate population of 3,574,097, which ranks 29th in the nation. [6]

CT Motorcycle Insurance

CT Motorcycle Insurance

To learn more about Motorcycle Insurance in Connecticut, or for additional resources related to Connecticut Motorcycle Insurance, visit the Connecticut Department of Insurance.

Did you know?

According to the Insurance Information Institute, there were about 8.5 million motorcycles on the road in 2012.

Connecticut Cities


1. ^ Federal Highway Administration

2. ^ Property Casualty Insurers Association of America (PCIAA)

3. ^ Insurance Institute for Highway Safety (IIHS)

4. ^ AAA Digest of Motor Laws and/or Connecticut DOT

5. ^ U.S. Department of Transportation

6. ^ United States Census Bureau (2010)