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Comprehensive Local Motorcycle Insurance Guide

Palo Alto Motorcycle Insurance

Motorcycle Licenses in Palo Alto

^ Motorcycles may be operated by holders of instruction permits who are at least 15 years and [Read More]

Affordable Motorcycle Insurance in Palo Alto, CA

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Motorcycle Laws in Palo Alto

^ All riders and passengers of motorcycles and mopeds must wear a safety helmet. [Read More]

Motorcycle Insurance Providers in Palo Alto, CA

Palo Alto, CA Motorcycle Insurance

Palo Alto, CA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Palo Alto


  • Minimum Liability Limits in Palo Alto, CA: 15/30/5 [2]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident
    • Note: CA has a California Automobile Assigned Risk Plan for low-income drivers with low-cost policy limits of $10,000/$20,000/$3,000.

  • Insurer Verification of Insurance in Palo Alto [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Palo Alto Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Palo Alto

Mandatory motorcycle insurance coverage for riders in the state of Palo Alto, CA.

  • Motorcycle Insurance Requirements in Palo Alto [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Palo Alto

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Palo Alto, CA

Motorcycle License Regulations in Palo Alto, CA [3]

Detailed information about Palo Alto laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Palo Alto
  • Motorcycle License Laws in Palo Alto
    • Motorcycles may be operated by holders of instruction permits who are at least 15 years and 6 months old and have completed both an approved driver education course and a driver training course, or by holders of instruction permits who are at least 17 years and 6 months old.
    • Motorcycles may not be operated by either instruction permit holder after dark or on freeways and may not carry passengers.
    • Class M1 or M2 licenses shall not be issued to persons under 21 unless they provide evidence of completion of an approved motorcycle safety training program.

Motorcycle Equipment Laws in Palo Alto, CA [3]

Various regulations and laws in Palo Alto regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Palo Alto
    • All riders and passengers of motorcycles and mopeds must wear a safety helmet.
    • Eye protection is not required for riders in California.
    • A person shall not drive a two-wheel motorcycle that is equipped with handlebars so positioned that the hands of the driver, when upon the grips, are more than six inches above his or her shoulder height when sitting astride the seat.
    • Motorcycles must have at least 1 mirror located so as to give the driver a view of at least 200 feet to the rear of the vehicle.
    • Motorcycles must have 1 or 2 head-lamps that turn on automatically when the engine is started and remain lighted while the engine is running.

Rider & Driver Facts in Palo Alto, CA

Rider & Driver Facts in Palo Alto, CA

Palo Alto Accident Reporting Regulations

  • Accident Reporting in Palo Alto [3]
    • Crashes are required to be reported in cases of death or injury or when property damage exceeds $750.
    • Reports must be filed within 10 days.

Palo Alto Highway Facts

  • Speed Limits in Palo Alto [2]
    • Rural interstates: 70 mph (Trucks: 55 mph)
    • Urban interstates: 65 mph (Trucks: 55 mph)
    • Other roads: 65 mph (Trucks: 55 mph)
  • Consumption of Motor Fuel in CA [4]
    • California ranked 1st in the U.S. in 2011 in total motor fuel consumption.

Palo Alto Motorcycle Registrations

  • Registered Riders in CA [5]
    • In 2012, California totaled 787,521 motorcycles registrations.
    • This number ranks 1st in the United States by state (including Washington, D.C.).
    • Note: CA ranked 1st in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about California

About Palo Alto

The city of Palo Alto (California) has an approximate population of 64,403 and is located in Santa Clara County. [6]

CA Motorcycle Insurance

Palo Alto, CA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Palo Alto, or for additional resources related to Palo Alto Motorcycle Insurance, visit the California Department of Insurance.

Did you know?

Currently, there is no motorcycle helmet use law in two states (Illinois and Iowa).

Additional Cities in CA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or California DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)