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Comprehensive Local Motorcycle Insurance Guide

Arizona Motorcycle Insurance

Motorcycle Registrations in AZ

^ There are 148,756 registered motorcycles in Arizona, the 22nd highest number in the nation. [1]

Motorcycle Insurance in AZ by City

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Motorcycle Insurance Providers in Arizona

AZ Motorcycle Insurance

AZ Motorcycle Insurance in Arizona

Motorcycle Insurance Coverage Requirements in Arizona

  • Minimum Liability Limits in AZ: 15/30/10 [2]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in AZ [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.

Arizona Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Arizona

Mandatory motorcycle insurance coverage for riders in the state of Arizona.

  • Motorcycle Insurance Requirements in AZ [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Arizona

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Arizona

Motorcycle License Regulations in Arizona [4]

Detailed information about Arizona laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Regulations in Arizona
  • Motorcycle License Laws in AZ
    • Operators age 15 and 6 months and older may be issued a motorcycle instruction permit. First time drivers must pass both a driver license and a motorcycle operator written test.
    • Applicants must be at least 16 years of age to apply for a motorcycle license or endorsement. Current instruction permit or license holders need only take the motorcycle operator written test.
    • An applicant must also have satisfactorily completed a motorcycle driver education program that is approved by MVD, or the parent or guardian must certify in writing that the applicant has completed at least 30 hours of motorcycle riding practice.

Motorcycle Equipment Laws in Arizona [4]

Various regulations and laws in Arizona regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in AZ
    • All motorcycle operators under 18 years of age must wear a protective helmet.
    • All operators must wear protective glasses, goggles, or a transparent face shield unless the motorcycle is equipped with a transparent windshield.
    • A rearview mirror, seat for the operator and passengers, and footrests for both operator and passengers are required; handrails for passengers are required.
    • Handlebars cannot be above the height of the operator's shoulders.
    • License plates shall be displayed on the back of a motorcycle.

Rider & Driver Facts in Arizona

Rider & Driver Facts in Arizona

Arizona Motorcycle Registrations

  • Registered Riders in AZ [1]
    • In 2012, Arizona totaled 148,756 motorcycles registrations.
    • This number ranks 22nd in the United States by state (including Washington, D.C.).
    • Note: AZ ranked 19th in the nation in total auto registrations (all vehicle types) in 2011.

Arizona Highway Facts

  • Speed Limits in AZ [3]
    • Rural interstates: 75 mph
    • Urban interstates: 65 mph
    • Other roads: 65 mph (Trucks: 65 mph)
  • Consumption of Motor Fuel in AZ [5]
    • Arizona ranked 16th in the U.S. in 2011 in total motor fuel consumption.

Arizona Accident Reporting Regulations

  • Accident Reporting in AZ [4]
    • Crashes are required to be reported when property damage exceeds $300, orresults in bodily injury to or death of a person.
    • Crashes are required to be reported if the settlement of the crash has not been reached within 6 months of the crash.

Additional information about Arizona

About Arizona

Arizona as a whole has an approximate population of 6,392,017, which ranks 18th in the nation. [6]

AZ Motorcycle Insurance

AZ Motorcycle Insurance

To learn more about Motorcycle Insurance in Arizona, or for additional resources related to Arizona Motorcycle Insurance, visit the Arizona Department of Insurance.

Did you know?

In 2013, 88,000 motorcyclists were injured, down 5.4% from 93,000 in 2012 (Insurance Information Institute)

Arizona Cities


1. ^ Federal Highway Administration

2. ^ Property Casualty Insurers Association of America (PCIAA)

3. ^ Insurance Institute for Highway Safety (IIHS)

4. ^ AAA Digest of Motor Laws and/or Arizona DOT

5. ^ U.S. Department of Transportation

6. ^ United States Census Bureau (2010)