Motorcycle Insurance Providers in Gulf Shores, AL
Gulf Shores, AL Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Gulf Shores
- Minimum Liability Limits in Gulf Shores, AL: 25/50/25 [2]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Insurer Verification of Insurance in Gulf Shores [2]
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- Insurer must verify randomly selected insurance policies upon request.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Gulf Shores Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Gulf Shores, AL.
- Motorcycle Insurance Requirements in Gulf Shores [2]
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- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Gulf Shores
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- Motorcycle helmets required for all riders. [3]
Motorcycle Insurance Laws & Regulations in Gulf Shores, AL
Motorcycle License Regulations in Gulf Shores, AL [3]
Detailed information about Gulf Shores laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Gulf Shores
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- A driver's license issued pursuant to state law suffices to operate a motor-driven cycle.
- A person 14 years of age or older may obtain an operator's license for motor-driven cycle and must register with the Director of Public Safety.
Motorcycle Equipment Laws in Gulf Shores, AL [3]
Various regulations and laws in Gulf Shores regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Gulf Shores
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- Protective headgear and shoes required for motorcycle operators and passengers.
- Eye protection is not required for riders in Alabama.
- Motorcycle carrying passengers, except in sidecar or enclosed cab, shall have footrests for passenger.
- No person shall operate any motorcycle with handlebars more than 15 inches in height above that portion of the seat occupied by the operator.
- There is no passenger age restriction in Alabama.
Rider & Driver Facts in Gulf Shores, AL
Gulf Shores Accident Reporting Regulations
- Accident Reporting in Gulf Shores [3]
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- Crashes are required to be reported in incidents of death, injury, or when property damage exceeds $250.
- The deadline to file a (safety responsibility) report is 30 days.
Gulf Shores Highway Facts
- Speed Limits in Gulf Shores [2]
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- Rural interstates: 70 mph
- Urban interstates: 65 mph
- Other roads: 65 mph
- Consumption of Motor Fuel in AL [4]
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- Alabama ranked 17th in the U.S. in 2011 in total motor fuel consumption.
Gulf Shores Motorcycle Registrations
- Registered Riders in AL [5]
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- In 2012, Alabama totaled 132,465 motorcycles registrations.
- This number ranks 23rd in the United States by state (including Washington, D.C.).
- Note: AL ranked 21st in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Alabama
About Gulf Shores
The city of Gulf Shores (Alabama) has an approximate population of 9,741 and is located in Baldwin County. [6]
Gulf Shores, AL Motorcycle Insurance
To learn more about about Motorcycle Insurance in Gulf Shores, or for additional resources related to Gulf Shores Motorcycle Insurance, visit the Alabama Department of Insurance.
Did you know?
In some states with harsh winters, riders can opt for insurance coverage that is suspended during winter.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Alabama DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
